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Creem

Our story

Meet thecrew

Based in Estonia

Headquartered in Tallinn, built for the world.

16 people

One team, no departments.

Backed by Inovo VC, Practica and Antler

Raised €7M.

Our purpose

A small team building the billing and monetisation platform for AI-native companies.

Mission

Empower lean teams of humans and AI agents to do business globally, so anyone with an idea can sell and grow from day one.

Vision

The next generation of companies will look less like an org chart and a payroll spreadsheet and more like a repository: a small team and its agents, shipping. Those companies need one place to get paid, grow, and coordinate humans and agents globally.

What drives us

Builder first

We build for people who build. Every decision starts with the indie hacker, the micro-SaaS founder, the solo creator shipping with AI.

Radically simple

No hidden fees, no complex setups. If it's not simple, we haven't finished building it.

Global by default

Payments, taxes, compliance, handled in 100+ countries. Geography shouldn't limit what you can build.

Meet the builders

A small team, headquartered in Tallinn. Each of us with a strong opinion on ice cream.

Gabriel Ferraz

Gabriel Ferraz

Co-founder & CEO

Brazil-born, Tallinn-based. Built Bitcoin wallets before it was cool, taught machines to predict soybeans, then decided selling software globally should be painless.

Favourite ice cream: Cherry

Pavel Ruban

Pavel Ruban

CFO

A decade of M&A, startup finance and one very large exit. Angel investor on the side. Keeps the money boring so the rest of us can have fun.

Favourite ice cream: Lemon

Toms Bergans-Berģis

Toms Bergans-Berģis

COO

Has scheduled 80-person construction crews, managed a pro beach volleyball team and issued paragliding licences. Now automates everything after the sale so nobody has to think.

Favourite ice cream: Cookie dough

Vyacheslav Koliyanov

Vyacheslav Koliyanov

CTO

Fifteen years of shipping mobile apps, fintech backends and platform plumbing. Joined as founding engineer and has kept tinkering since.

Favourite ice cream: Pistachio

Kristina Heilu

Kristina Heilu

Accountant

Keeps the books straight and the auditors calm.

Favourite ice cream: Lavender

Samuel Pitko

Samuel Pitko

Senior Product Engineer

Wallets and payments for gaming companies, two years freelance across web3. Five hackathon prizes in a year. Still ships at hackathon pace.

Favourite ice cream: Blueberry

Annika Ljaš-Eilat

Annika Ljaš-Eilat

Visiting CMO

Has helped around 50 companies figure out what to say and who to say it to, and brought the fractional CMO idea to Estonia. Speaks at conferences, mentors startups.

Favourite ice cream: Chocolate chip

Nelery Rästas

Nelery Rästas

People

Grew a global freelancer network, ran a research community, founded a jewelry brand. Hiring, onboarding, events, office, vibes. Chief Vibes Officer is a real job.

Favourite ice cream: Chocolate

Kuldar Kalvik

Kuldar Kalvik

Founding Design Engineer

Eighteen years of making interfaces feel obvious, usually as the first designer in the room. Designs it, codes it, then makes the stickers.

Favourite ice cream: Salted caramel

Taha Erel

Taha Erel

Product Engineer

Istanbul-built: ran university Linux infrastructure, automated other people's workflows, founded two computer-vision startups before finishing school. Kills bugs on sight.

Favourite ice cream: Vanilla

Martins Jurkans

Martins Jurkans

Customer Success

Product manager, DeFi co-founder, copywriter, content creator, and once a door-to-door book seller in Texas. Makes it work, then makes it work faster.

Favourite ice cream: Rum & raisin

Oliver Steinert

Oliver Steinert

Head of Risk and Compliance

Lawyer turned AML boss. Holds the longest-distance bad actor detection world record at 5734 meters. Ejects them politely.

Favourite ice cream: Coconut

Märt Lõhmus

Märt Lõhmus

Product Engineer

Backend for identity verification, manufacturing software and a video-calling app you have definitely used. TypeScript and Postgres. Ships it.

Favourite ice cream: Pistachio

Joosep Kõljalg

Joosep Kõljalg

Head of Payments

Has been squeezing card authorization rates since 2007, across billing ops, acquiring, engineering and product. Took a founder detour.

Favourite ice cream: Pistachio

Eli Zucker

Eli Zucker

Customer Success

Eight years in fintech support, from the front desk to running a global team on the hardest cases. Two master's degrees and an MBA, still answers tickets.

Favourite ice cream: Pistachio

Kaisa Miller

Kaisa Miller

External advisor, tax

Twenty years of VAT across Sweden, Switzerland and Estonia. Helps us to make sure the right tax lands in the right place at the right time.

Favourite ice cream: Cinnamon

Want to join us?

We're always looking for talented people to join our team.

View open positions

Common questions

Straight answers about who we are.

Where is Creem based?

Creem is headquartered in Tallinn, Estonia. The company was founded by Gabriel Ferraz and Alec Erasmus, both Google and Adyen alumni.

What does Merchant of Record mean?

Creem is the legal seller on every transaction. We process the payment, calculate and collect the right tax, issue the invoice, file and remit, and handle fraud and chargebacks. You build, deliver, and support the product.

Is Creem backed by investors?

Yes. Creem has raised €7 million to date. Our seed round was led by Inovo VC, with Practica Capital and Antler, plus angels from Bolt, Ready Player Me, Viktor.com, and Voi.

How can I join the team?

We're always looking for talented people who are passionate about payments and building for creators. Check out our careers page or reach out to us directly.

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Make it a business.

Build with AI. Sell with Creem. Set up with a single prompt, sell in 190+ countries and only pay when you earn.