Creem vsGumroad
Stop paying 10%+
Gumroad takes 10% + 50¢ plus payment processing fees (~2.9% + 30¢). That adds up to ~13% of every sale. Switch to Creem and keep ~9% more of your revenue.
Gumroad
~13% + 80¢
10% + 50¢ + processing
Creem
3.9% + 40¢
All-inclusive
You save
~9% per sale
See the difference.
A side-by-side comparison of what you get.
Platform fee
- Creem
- 3.9% + 40¢
- Gumroad
- 10% + 50¢
Payment processing
- Creem
- Included
- Gumroad
- +2.9% + 30¢
International cards
- Creem
- Included
- Gumroad
- Currency conversion fees
Payout fees
- Creem
- Free (domestic) / 0-1% (intl)
- Gumroad
- Free (direct deposit)
Tax filing & remittance(Gumroad became MoR in 2025)
- Creem
- Included
- Gumroad
- Included (since 2025)
Merchant of record
- Creem
- Included
- Gumroad
- Included (since 2025)
Revenue splits
- Creem
- Built-in
- Gumroad
- Not available
Subscription management
- Creem
- Full-featured
- Gumroad
- Basic
The all-in rate
- Creem
- 3.9% + 40¢
- Gumroad
- ~12.9% + 80¢
Why creators switch to Creem.
More features, better prices, real MoR protection.
Massive fee savings
Gumroad charges 10% + 50¢ plus ~2.9% + 30¢ processing. That's ~13% per sale. We're 3.9% + 40¢ all-in.
Full MoR protection
Both offer MoR protection, but Creem does it at 3.9% + 40¢ instead of ~13%. Same protection, fraction of the cost.
Revenue splits
Split revenue automatically with co-founders, affiliates, or collaborators. Gumroad can't do this.
Advanced subscriptions
Full subscription billing with trials, upgrades, downgrades, and proration. Not just basic recurring.
Plus everything else you need.
Tools built for digital product creators and SaaS builders.
Revenue splits
Automatically split payments between co-founders, affiliates, or contractors.
Affiliate platform
Launch affiliate programs in minutes with referral links and automatic payouts.
License keys
Generate and manage license keys for your software products automatically.
Stablecoin payouts
Get paid in USDC directly to your wallet. Perfect for global teams.
Customer portal
Self-service portal where customers update cards, view invoices, and manage plans.
AI business assistant
Ask plain English questions about your revenue, customers, and forecasts.
Keep thousands more per year.
For every $10,000 in sales, you save over $900 compared to Gumroad. That adds up fast: real money back in your pocket to reinvest in your business.
- Save ~9% on every sale
- Full tax compliance included
- MoR protection included
- Revenue splits for teams
On $100k revenue
$9,000+
Saved annually
Questions, answered.
The details behind the comparison.
How does Creem compare to Gumroad fees?
Gumroad charges 10% + 50¢ platform fee plus ~2.9% + 30¢ payment processing, totaling ~13% per sale. Creem charges a flat 3.9% + 40¢ all-inclusive. On $100k annual revenue, you save over $9,000 with Creem.
Is Creem a Merchant of Record like Gumroad?
Yes. Both Creem and Gumroad (since 2025) are Merchants of Record, handling global tax compliance, filing, and remittance. The key difference is pricing: Creem's 3.9% + 40¢ vs Gumroad's ~13% total fees.
Does Creem support subscriptions like Gumroad?
Creem offers more advanced subscription features than Gumroad, including free trials, upgrades, downgrades, proration, and usage-based billing. Gumroad's subscription features are more basic.
Can I split revenue with collaborators on Creem?
Yes. Creem has built-in revenue splits for co-founders, affiliates, and collaborators. Payments go directly to each party automatically. Gumroad doesn't offer this feature.
Can I migrate from Gumroad to Creem?
Yes, migration is straightforward. Most creators integrate Creem in under 10 minutes. We support importing existing customers and offer help on Discord for any migration questions.
What payment methods does Creem support?
Creem supports all major credit and debit cards (Visa, Mastercard, Amex, Discover), Apple Pay, Google Pay, and more local payment methods are being added. International cards have no additional fees.
Ready to keep more?
Stop giving away ~13% of your hard-earned revenue. Switch to Creem today.