Creem vs Stripe

Stop paying for extras

Stripe charges extra for international cards, subscriptions, tax, and fraud protection. With Creem, everything is included in one simple rate.

Feature Comparison

See the difference

A side-by-side comparison of what you get

CreemCreem
Stripe
Base Processing Fee(But wait, there's more...)
3.9% + 40¢
2.9% + 30¢
International Cards
+0%
+1.5%
Subscription Billing
+0%
+0.7%
Tax Collection
Included
+0.5%
Tax Filing & Remittance
Included
Not Available
Merchant of Record
Included
Not Available
Chargeback Protection
Included
Extra Cost
Fraud Protection
Included
7¢ per transaction
Real Total Cost
3.9% + 40¢
~5.6% + 37¢
Winner
Creem saves you money on every feature

What you get with Creem

Everything included. No add-ons, no surprises.

Global Tax Compliance

We handle VAT, GST, and sales tax in 130+ countries. Stripe makes you do it yourself.

Merchant of Record

We're the legal seller, taking on liability. With Stripe, you're on your own.

Human Support

Real humans on Discord, email, and chat. Not just documentation links.

No Surprise Holds

We work with you on compliance. No random account freezes.

Plus everything else you need

Tools built for digital product creators and SaaS builders.

Revenue Splits

Automatically split payments between co-founders, affiliates, or contractors.

Affiliate Platform

Launch affiliate programs in minutes with referral links and automatic payouts.

License Keys

Generate and manage license keys for your software products automatically.

Stablecoin Payouts

Get paid in USDC directly to your wallet. Perfect for global teams.

Customer Portal

Self-service portal where customers update cards, view invoices, and manage plans.

AI Business Assistant

Ask plain English questions about your revenue, customers, and forecasts.

Save $10,000+ per year

For a business processing $50,000/month with 60% international customers and subscription billing, switching to Creem saves you over $10,000 annually.

No international card fees
No subscription surcharges
Tax compliance included
Fraud protection included
Annual Savings
$10,200
Based on $600k annual revenue
Creem Mascot

Ready to switch?

Migration is easy. Our team will help you move from Stripe in less than a day.